Cosmetic surgery may be common today, but it can be quite expensive. The cost will depend upon the procedure you are having done and the amount of changes which need to be made.
Prior to booking a cosmetic surgery procedure, it’s worth being aware of the costs. Here, we’ll look at some of the most frequently asked financial questions relating to cosmetic surgery.
How Much Will It Cost?
There are a lot of things that impact how much cosmetic surgery costs. Not only does the type of procedure affect how much you’ll pay, but the surgeon you choose and the area you live in will also play a role.
That being said, there are some general price guidelines you can follow, particularly for the most common cosmetic surgery procedures. Some general prices for the most common procedures include:
- Breast augmentation – $3,719
- Tummy tuck – $5,798
- Liposuction – $3,200
- Buttock lift/augmentation – $4,356
- Nose reshaping – $5,046
The above figures are based on the national average throughout the states. When you’re looking at minimally invasive procedures, these are a lot cheaper. However, in the long term they will cost more than a surgical procedure due to their temporary results. The average cost for non-invasive procedures includes:
- Botox – $385
- Chemical peels – $673
- Hyaluronic acid fillers – $644
- Laser treatment – $433
You will often need more than one session when it comes to minimally invasive procedures. You should factor this into the cost when deciding whether it is obtainable.
Will My Insurance Cover It?
In 2018 alone, Americans spent a whopping $16.5 million on cosmetic procedures. The majority of this was paid for out of their own pockets. The question is, can you use insurance to cover the cost of cosmetic surgery?
The truth is, most procedures will need to be paid for by you. Insurance policies typically only cover the cost of procedures which are deemed necessary for the patient’s health. So, if you are undergoing plastic rather than cosmetic surgery, your insurance policy may cover it. This includes things such as breast reconstruction, and eyelid surgery where excess skin is causing vision problems.
It is always worth checking your insurance policy, but most won’t cover general cosmetic procedures.
Are Payment Plans Available?
While you may not be able to claim most procedures on your insurance, there are payment plans available. Not all cosmetic surgery clinics offer paid plans, but there are a lot who do.
These basically give you time to pay off the balance of the procedure. It will be spread over a set period of time, making it more affordable. You will also typically need to pay a lump sum at the beginning, though this will vary between surgeons.
These are the answers to three of the most frequently asked financial questions about cosmetic surgery. Remember, a lot of factors can impact how much you need to pay. It is worth comparing different surgeons in your area. However, never go for the cheapest alone. To reduce the risks, you need to ensure you’re choosing an experienced and qualified surgeon.
